Article of the Week #10 Q/A

November 5, 2009 by

1. Some corporations consider it acceptable to charge higher prices for people who don’t meet certain health targets because they make the assumption that their employees have control over “wellness issues”. The corporation can charge a higher insurance rate to an employee who is over weight and smokes because that employee has a higher risk factor. The employee who already has a disease can’t really do anything about it, and shouldn’t be discriminated against.  

3. I don’t really know what the right answer is, and from the sound of the article there is still much debate. It sounds fair that higher risk people should pay more but just because you have high risk doesn’t mean you will actually get sick. You might not and you would be made to pay more for nothing. The young and healthy should not have to pay for the old and the sick. That’s like asking them to pay for someone else’s mistake.

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